Dental insurer guides

For each large dental insurer: where to check a patient's benefits, the payer ID, how long you have to file, and how to appeal. Taken from each insurer's own provider pages and manuals.

Checked November 11, 2026

Delta Dental Who you're dealing with, Payer ID and claims address and more Cigna Payer ID, Provider website and more Aetna Provider website, Appeal deadline and more Humana Payer ID, Provider portal and more Guardian Provider portal, Claims and more

What to check on every plan

Whatever the insurer, the benefits page holds the same answers: what share the plan pays for each kind of service, the deductible, the yearly maximum and how much is left, waiting periods, frequency limits, and clauses like missing tooth and alternate benefit. The verification checklist walks through them in order.

Tabruns is not affiliated with or endorsed by any insurer named here. Insurer names are used only to say whose plans a page describes. Details change: confirm on the insurer's own site.

Get the patient's share in dollars, from the benefits page

Every insurer's benefits page reads differently. Tabruns reads the coverage, deductible, yearly maximum, waiting periods and frequency limits from the insurer's portal and works out what the patient owes. Patient details stay on the office computer.

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